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It can offer an opportunity to catch up on a back again mortgage loan or automobile payment while staving off foreclosure or repossession. Or it can help you repay a tax debt with time with out the potential risk of wage garnishment or tax refund offset.
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Chapter thirteen: Chapter thirteen permits persons with common paychecks to restructure personal debt and repay some or all creditors. For that motive, it’s typically referred to as “wage-earner’s bankruptcy.”
The time period and APR will rely upon the requested
Should you're considering submitting for bankruptcy, you're not alone. Every year, many thousands of people file for bankruptcy due to their overpowering credit card debt.
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